In showing the state of financial inclusion, the NBS describes that
formal financial inclusion has grown from 65% to 76%. This
growth is mainly attributed to the rise in mobile money and
banking. However, some barriers contribute to the financial
exclusion of a segment of people and groups in society. As
captured by the NBS, these include addressability in that some
people cannot be traced due to lack of permanent residential and
postal addresses, perception and .....